Ontario Renovates Program

Ontario Renovates is a forgivable loan / grant program for low-to-moderate income homeowners in Cornwall, Stormont, Dundas and Glengarry. This program is being delivered with funding from the federal and provincial governments.

This program provides financial assistance in the form of a 10-year forgivable loan to make essential home repairs, and/or a grant to increase a homeowner's accessibility, up to a maximum of $15,000 (accessibility and approved administrative costs included).

Ontario Renovates is for necessary repairs to:

• Single homes

• Semi-detached homes

• Townhouse/row houses

• Mobile homes (where the home is not located on leased land)

Eligible repairs include:

• Heating systems (including hot water tank replacement)

• Doors and windows

• Roofs

• Electrical for health and safety reasons

• Foundation

• Insultation

• Septic systems

• Wells

Note that the program is not for cosmetic repairs or general maintenance.

Apply for Ontario Renovates

Applications for the Ontario Renovates will be available starting September 9th, 2026. 

Applications will only be accepted Wednesday, September 16^th, and Thursday September 17th, 2026, on a first-come, first-serve basis.

The completed applications (once available) may be submitted via email – ontariorenovates@cornwall.ca, by fax at 613-932-6969 or in person at the following addresses:

• Cornwall: 340 Pitt Street
• Alexandria: 60 Anik St, Suite 100
• Winchester: 530 Fred Street, Suite G4 

In order to apply for Ontario Renovates, you will need to provide your:

• Proof of residency at property

• Deed/Transfer/Charge

• Income Tax Notice of Assessment of the previous year

• Home insurance documents

• Property Value Assessment (MPAC, tax bill)

• Municipal Property Taxes up-to-date

• Up-to-date mortgage information or no mortgage if applicable

• Medical note for accessibility modification requests

• Two written estimates per project that you can submit at the time of the home visit

• Proof of full-time school attendance for 18+ household members if applicable

Qualifications

To qualify, you must:

• Be at least 18 years of age

• Be the owner of the single-dwelling home and it must be the owner's sole and principal residence in Cornwall Stormont, Dundas or Glengarry with an MPAC Assessment at or below $420,000.

• In addition, the household must meet income limits below (line 23600 of your 2025 Income Tax Notice of Assessment):

   

  HOUSEHOLD SIZE AND HOUSEHOLD INCOME (LINE 23600 INCOME TAX)
  1 Person	2 Persons	3—4 Persons	5 or more Persons
  $61,000	$70,200	$98,800	$105,000
  * Based on Low-Income Measures thresholds for private households of Canada – 2016 Census data and Household Income Limits O.Reg 370/11 (Schedule 2)

   

Before you start

The work required must not have been started before getting approval from the City; any work started before approval will not be considered.