Ontario Renovates 2020 is Now Closed
Please check back late Spring 2021

Ontario Renovates is a forgivable loan / grant program for low-to-moderate income homeowners in Cornwall, Stormont, Dundas and Glengarry. This program is being delivered with funding from the federal and provincial governments.

This program provides financial assistance in the form of a 10 year forgivable loan to make essential home repairs, and/or a grant to increase a homeowner's accessibility, up to a maximum of $10,000 (including $5,000.00 for accessibility and approved administrative costs).

The property must be located within the City of Cornwall or the United Counties of Stormont, Dundas and Glengarry. Funding is not available for work that is already started.

Other eligibility criteria include but are not limited to:

  • Maximum household income limits
  • Maximum house values

Funding under the Ontario Renovations component takes the form of a forgivable loan without interest.

This program is intended for necessary repairs of dwellings such as single, semi-detached, townhouse/row house and mobile homes (where the home is not located on leased land).   It is not intended for cosmetic repairs or general maintenance.

The work required must not have been started prior to the approval of the Service Manager; any work begun prior to approval will not be considered.

 Do I qualify?

To be eligible, applicant(s) must be at least 18 years of age; the single-dwelling home must be the owner's sole and principal residence in Cornwall Stormont, Dundas or Glengarry.

Income will be considered based on line 23600 of the 2019 Income Tax Notice of Assessment.  If income has drastically and permanently changed, as a result of a sudden medical condition, then the current year’s income can be considered.  The maximum eligible combined income per “household” is:

  • Household of 1: $43,700
  • Household of 2: $52,000
  • Household of 3-4: $59,300
  • Household of 5+: $64,500

The program will be available to first time applicants only unless you qualify for an accessibility repair.  In those cases, your application will need to be assessed further to determine eligibility.

What are the eligible home repairs?

Admissible home repairs shall include; heating systems (including hot water tank replacement), doors and windows, roofs and electrical.

“Household Members” [for this purpose]

  • include the homeowner(s) spouse, partner, relative, and any children or dependents 18 years of age or older who are not full-time students
  • a person of no relation that resides in the home

The municipal assessed value of the property (as per MPAC or municipal taxes) must be less than $254,060.

A maximum of up to $10,000 per household may be approved for Necessary Home Repairs under the Ontario Renovations component (including $5,000 for accessibility and approved administrative costs).

 How do I apply? 

 Ontario Renovates 2020 is Now Closed

Please check back late Spring 2021


phone icon Contact Us

Housing Access Centre
340 Pitt Street - 3rd Floor
Cornwall, Ontario
K6J 3P9
Phone: 613-937-7512 x0
Fax: 613-938-9734
Email this contact
Map this location